Mortgages can be tricky to arrange and can involve a lot of paperwork. Harvey James Associates are experts in researching and arranging mortgages for all sorts of people. With access to a huge range of providers and with unique deals available from time to time, we always aim to provide the best deal for all our clients, regardless of their circumstances.
In a nutshell
Our mortgage services provide a complete package, encompassing; all research, paperwork and processing. We are experienced in dealing with other professionals, such as Conveyancing Solicitors, to ensure that all aspects are coordinated for you.
All mortgage types
We arrange mortgages for a wide variety of purchasers, with different needs and covering a very diverse range of products, including:
- First time buyers
- Buy to let
- Commercial mortgages
- Fixed rate
- Variable rate
Whole of market
With Harvey James Associates Mortgage services, our experienced Consultants are experts and have deep personal knowledge, which allied to the modern technology we use to source the best deals for you, means we offer a great combination of expert human help and fast, efficient and accurate research.
Harvey James Associates is not tied to any specific mortgage provider. Quite the opposite in fact! – We can source and select mortgage products from the whole market.
Through our scale and membership of the Intrinsic network we are also able to offer exclusive or special deals from time to time. These deals are often NOT available direct to members of the public. Your Harvey James Associates Consultant will always try to get the very best deal for you, and with our access to some special deals, we may be able to offer the very best terms in the market.
A complete end-to-end service
We can act on your behalf throughout the process of arranging your mortgage. From the initial stages, such as assessing how much you may be able to borrow, through to the eventual completion, we will be with you every step of the way.
This means that you will always have help at hand. This is valued by our clients as it provides the assurance needed that challenges will be met and dealt with – something which, particularly with lenders tightening their belts and changing their terms frequently, can be the difference between successfully negotiating terms and falling short, potentially causing the purchase of a desired property to fall through.
A truly personal service
We won’t treat you like a number! With Harvey James Associates, your Consultant and all back-up staff will always aim to meet your expectations and wherever possible, deliver extra value and service.
Getting a mortgage is one of the most important financial decisions you will take in your lifetime. There are many mortgage products to choose from and not all will suit your personal circumstances. Harvey James Associates will always seek to provide the best and most appropriate solutions for your own needs.
Please call us on 0800 043 4164 to get started.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the FSA. Commercial mortgages are not regulated by the FSA.
We do not normally charge a fee as we are paid by the lender. However, you have the option to pay us a fee for mortgage advice and receive any commission which we are paid by the lender. If you choose this option, we estimate a fee of £495.